Analysis of Effect of Microfinance on the Performance of MSEs in Amhara National Regional State, Ethiopia

This article examines the effect of microcredit on performance micro and small enterprises (MSEs) in Amhara National Regional State, Ethiopia. A total 340 MSEs were randomly selected, a survey method was used. Average Sales volume used to measure performances MSEs. The findings suggested that majority Ethiopia engaged manufacturing urban agriculture sectors with share 48.53% 26.76% total, respectively. Paired t-test analysis study confirmed there significant difference between sales, asset, employment net profit after loan. concluded loan size, savings entrepreneurship training had positive It is microfinancial institutions should strengthen their existing policies strategies increase credit MSEs, enhancing modalities mobilizing achieve envisioned targets reducing unemployment promoting growth